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I had a hardship arrangement with CBA, in regards my credit
I had a hardship arrangement with CBA, in regards ***** ***** card debt of $14,000. Payments were made religiously of $59 per fnt as I am on pension. I went to bank to maybe raise my payments to find … read more
John Melis
John Melis
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I have 2 Mortgage accounts with the CBA. My husband and I
I have 2 Mortgage accounts with the CBA. My husband and I are currently having financial difficulties and I have asked the CBA if we can have a pause put on both our loans for a period of 3 months, an… read more
Leon
Leon
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Master's Degree
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I ahave aquery related to debt collectors. NSW I received
NSW I received few emails from debt collectors so to make th epayment I calle them last evening … read more
Leon
Leon
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Master's Degree
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Credit corp said I owe over 8,000 and they are still adding
Hi, credit corp said I owe over 8,000 and they are still adding interest daily … read more
John Melis
John Melis
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1 ) Just what legal rights do collection agencies like
1 ) Just what legal rights do collection agencies like Baycorp have to continue to persue an individual, both verbally( phone ) and in writing ( letters of demand ) on behalf of another company? 2 ) W… read more
Daniel
Daniel
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I have just received a letter from baycorp with our old address
i have just received a letter from baycorp with our old address from 8 years ago is all the letter says . please phone us on PH between 8.30 am To 9 pm monday to friday regarding an urgent matter. do … read more
Patrick H.
Patrick H.
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Leon, I am trying to settle a debt with Baycorp. I
Hi Leon, I am trying to settle a debt with Baycorp. I had a credit card that was sold to them a sum of $24000 I have paid back $21500 and still owe $19500 due to the interest they are charging. Can Ba… read more
Leon
Leon
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Master's Degree
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I need to chat to the authority that oversees Electricity
I need to chat to the authority that oversee's Electricity Supply companies and discuss Concession entitlement, and the non payment if you get Solar Credits. I purchased a 5 KVA system because of the … read more
Leon
Leon
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Straight I the point, I have a unpaid bank loan in nz. Ive
Straight I the point, I have a unpaid bank loan in nz. I've lived in Australia for 2 years. I'm receiving baycorp emails almost daily now saying to contact them ASAP. I'm mid way into a mortgage appli… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
I have received a call from Pioneer Credit today regarding
I have received a call from Pioneer Credit today regarding an outstanding debt with a GE Low Rate Mastercard. It was an original arrangement I had with Baycorp, and after consistents attempts by me to… read more
Daniel
Daniel
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Bachelor's Degree / Graduate Diploma
7,501 satisfied customers
I had a credit card debt "sold" by the bank (Westpac) to a
I had a credit card debt "sold" by the bank (Westpac) to a debt collection agency as I could not keep pace with repayments at the time. It was not my debt but that of my partner of the time who abscon… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
are there any legal experts experienced in Australian debt
are there any legal experts experienced in Australian debt collection law that can assist me, Westpac Bank have assigned a credit card debt to baycorp who are very aggressive. if anyone has experience… read more
Leon
Leon
Solicitor
Master's Degree
32,717 satisfied customers
Baycorp states I owe 17000 on a credit card I have offered
Baycorp states I owe 17000 on a credit card I have offered 600 a fortnight and cause I own a house ahich I rent to cover mortgage the operator has said I have one month to pay entire loan or they wil,… read more
Leon
Leon
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Master's Degree
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Hi, my friend was in a relationship that ended over 10 years
Hi, my friend was in a relationship that ended over 10 years ago. He recently received a letter from Credit Corp Group demanding payment of an old credit card debt for over $10,000.00 within 7 days, t… read more
Brisbane-Lawyer
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Hi, My name is Jeff. I have a court judgement against me
Hi, My name is Jeff. I have a court judgement against me concerning the Bank of Queensland for recovery of $16,000 upto now. This amount is accrueing interest etc; day by bay. The debt is with Baycorp… read more
Daniel
Daniel
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Bachelor's Degree / Graduate Diploma
7,501 satisfied customers
Can any one advise me if ownership of a debt has ever been
Can any one advise me if ownership of a debt has ever been challenged in court? example if a bank on sale a debt to a debt collection agency even though a debt is an asset what are the legal obligatio… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
My husband and myself are in financial difficulties and live
My husband and myself are in financial difficulties and live in Australia. Previously we lived in NZ and had 2 NZ credit cards, one in his name and the other in his name with me as an additional card … read more
Maurice
Maurice
Lawyer
Master's Degree
1,980 satisfied customers
To Maurice My mother has a credit card with a $10,000 limit
To Maurice My mother has a credit card with a $10,000 limit on it. She plans to spend the entire credit limit and then not pay leaving the property we own Jointly in Perth WA to have a lien put on it … read more
Maurice
Maurice
Lawyer
Master's Degree
1,980 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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