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We live in WA. I am looking a Voluntary surrender of our
Hi Pearl - we live in WA. I am looking a Voluntary surrender of our investment property to the bank. My partner lost his job last November (2018). My 19yo daughter lost her job for medical reasons las… read more
Leon
Leon
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Master's Degree
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Needing advice on legal position of guarantor on loan that
Needing advice on legal position of guarantor on loan that is in arrears and have recieved letter of demand. Loan was originally for purchase of a business (petrol station caltex)for myself (Geanne) a… read more
John Melis
John Melis
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I have just received a letter from qbe regarding a payment
I have just received a letter from qbe regarding a payment from a house sale … read more
Leon
Leon
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I would like to know what the implications of voluntary
I would like to know what the implications of voluntary surrendering of an investment property to the bank. … read more
Leon
Leon
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I have just recently separated from my husband and I have
I have just recently separated from my husband and I have three children. I want to stay in the family home and husband wants a payout. My question is, is he liable for half the mortgage debt.… read more
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Leon
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My ex-husband and I jointly own a property in Queensland
My ex-husband and I jointly own a property in Queensland which is worth less than we owe on the mortgage. He is in a lot of debt and about to apply for judgement debt proof. We are both retired and ap… read more
Leon
Leon
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Master's Degree
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I've got ANZ on my case in regards ***** ***** Buisness loan.
Hi I've got ANZ on my case in regards ***** ***** Buisness loan. It's in arrears at the moment and they want their money but they also are putting pressure on me to refinance or sell the house to pay … read more
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James D. Ford
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Property Titled in wifes name, couple separate (wife of 18
Property Titled in wifes name, couple separate (wife of 18 yrs homemaker/house renovator, no income, now on disability pension) Husband salary $235k. Both required to sign mortgage (new loan after wif… read more
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I am recently divorced; however we have not completed a property
I am recently divorced; however we have not completed a property / financial settlement. The property value is 50K less than the mortgage. I have been paying 100% of repayments, rate etc. and can affo… read more
Daniel
Daniel
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Bachelor's Degree / Graduate Diploma
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We have obtained the valuation our bank got for us to purchase
We have obtained the valuation our bank got for us to purchase an investment property 4 years ago. The valuation for the property was done at the banks request and at the time we were not privy to the… read more
Daniel
Daniel
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What happens if I stop paying my mortgage. If a property is
What happens if I stop paying my mortgage. If a property is underwater, and I am a foreign investor, can I let 'them' just take the property? I am a US citizen if it matters. Thank you… read more
Patrick H.
Patrick H.
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We have a signed offer and acceptance on a residential property
We have a signed offer and acceptance on a residential property in the Perth CBD, however settlement has been delayed for over one month and appears seller may have financial issues with refinancing t… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
hi, we have investment property - due to job loss and lower
hi, we have investment property - due to job loss and lower income we are not able to keep this property any longer debt is bigger than value of property - we thinking to surrender and go for short sa… read more
Brisbane-Lawyer
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My partner and I bought a block of land some 2.5 yrs ago, the
My partner and I bought a block of land some 2.5 yrs ago, the mortgage is held by ANZ. Last year my business went into bankruptcy and the Anz sold my house in Tasmania, to recover costs. It was sold f… read more
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Hello, my husband has signed a personal guarantee as part
Hello, my husband has signed a personal guarantee as part of security for a property that is owned by two companies. The guarantee comprises mortage over the property,morgage debenture from the two co… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
If the bank lends you more than you can repay, are they obligated
If the bank lends you more than you can repay, are they obligated to refinance you, or can they foreclose on the loans and sell your assets? If you owe the taxation funds, and you offer to pay it off,… read more
Leon
Leon
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Hi, I and my husband are Australian Citizen. Since 3 1/2 years
Hi, I and my husband are Australian Citizen. Since 3 1/2 years we live in Ireland with the intention to go back to Australia in April 2010. Our problem is that we bought a house in April 2006. The ban… read more
Maurice
Maurice
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Master's Degree
1,980 satisfied customers
We have signed a contract to sell our house, at a price we
We have signed a contract to sell our house, at a price we agreed to only to secure the purchase of another house(due to very small amount of loan increase). My wife went to the bank and asked for pre… read more
Maurice
Maurice
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Master's Degree
1,980 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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