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After someone to help me with any right I might have in my
After someone to help me with any right I might have in my property purchase. … read more
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John Melis
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Bachelor's Degree
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I have an interest only housing loan with ME bank.
I have an interest only housing loan with ME bank. Apparently, the interest only facility was available for 5 years - I was unaware of this. I received my mail from ME bank advising me that my fixed i… read more
John Melis
John Melis
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Bachelor's Degree
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Needing advice on legal position of guarantor on loan that
Needing advice on legal position of guarantor on loan that is in arrears and have recieved letter of demand. Loan was originally for purchase of a business (petrol station caltex)for myself (Geanne) a… read more
John Melis
John Melis
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On the pending settlement of a house thru one of the big four,
On the pending settlement of a house thru one of the big four, they set up 3 personal loans that the client had not asked for to effect settlement, because of some pereceived Bank shortfall in securit… read more
Leon
Leon
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See copy of minutes below. I am being sued personally as a
See copy of minutes below. I am being sued personally as a guarantor for an unnecessary debt. BOQ decided to put the sound viable debt free company into receivership rather than support it. BOQ will n… read more
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Leon
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Master's Degree
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we want to raise funds from the public can we simply employ
we want to raise funds from the public can we simply employ an australian financial services licensee (afs) to make the offer publicly, or will we need to produce an offer (disclosure document) before… read more
Leon
Leon
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Master's Degree
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FACTS.... - My brother is getting a divorce. - Has 2 dependant
FACTS.... - My brother is getting a divorce. - Has 2 dependant children....age 8 and 14. -Has house (worth $230k Woodridge , Brisbane) - Has debt house $108k - He is living in house.....wife does not … read more
Leon
Leon
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A family member lent us $300000 6 years ago with no loan agreement
A family member lent us $300000 6 years ago with no loan agreement for no fixed term but it was understood to be about 12 years, and we would pay interest on that loan at .25% under the reserve bank r… read more
Leon
Leon
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Hi, In 2004 we took out a LOC with a lending division of
Hi, In 2004 we took out a LOC with a lending division of one of the major 4S' and secured the LOC with a mortgage. In 2008 we wanted to have the LOC handled by our local branch and the BANK directly. … read more
Leon
Leon
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Master's Degree
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Hi, I have a contract that my father-in-law has had drafted
Hi, I have a contract that my father-in-law has had drafted and that he wants me to sign, regarding a loan of $250,000 to help us with a home deposit. I need somebody to look over the contract, and ma… read more
Leon
Leon
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Master's Degree
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what relevant cases/ legislation should i look at in assessing
what relevant cases/ legislation should i look at in assessing the banks rights and responsibilities in enforcing a loan/… read more
Brisbane-Lawyer
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Hi Leon I am in the process of organising finance under
Hi Leon I am in the process of organising finance under a chattel mortgage in NSW for a vehicle purchase. I have been approved the loan but I have some concerns that it is missing some information suc… read more
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Leon
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Master's Degree
32,717 satisfied customers
I have recently sold a francise branch of the Bank of Queensland
I have recently sold a francise branch of the Bank of Queensland back to the Bank of Queensland. Prior to purchasing the branch back in October 2007 I was a licensed Mortgage Broker in Perth and given… read more
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Hi, I have lent some money to some people in Victoria
Hi, I have lent some money to some people in Victoria that signed the below agreement. xxx is where my name should be. The problem is now after six months they tell me they have been to a solicitor an… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
I have not entered into a contract to have my mortgaged fixed
I have not entered into a contract to have my mortgaged fixed and there is no documentation to say that I requested this to occur. The Commonwealth Bank have fixed my mortgage and I wish to be release… read more
Leon
Leon
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Master's Degree
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My bank issued a written, unconditional finance approval in
My bank issued a written, unconditional finance approval in December, which included reference to mortgage documents being prepared. The bank is now saying they don't wish to extend finance. I relied … read more
Maurice
Maurice
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I work for a subsidiary of a multi-national company, registered
I work for a subsidiary of a multi-national company, registered in Australia and I am appointed as Regional General Manager. I am on an expatriate contract for 3 years that expires end of April 2010, … read more
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D. Coleman
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Bachelor's Degree
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I have been corresponding by email with a USA company and since
I have been corresponding by email with a USA company and since the start of 2007 been the approved Importer of their products. In june and july we changed our arrangement based on them making me an o… read more
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D. Coleman
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Bachelor's Degree
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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