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I need advice on the repossession of my car. I had a novated
Good day. I need advice on the repossession of my car. I had a novated lease. My lease term came to an end and I had a balloon payment to cover. During COVID I lost my job but remained in contact with… read more
John Melis
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Bachelor's Degree
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My car was parked unregistered in a public road. Ranger
Hi my car was parked unregistered in a public road. Ranger issued a fine and repossessed my car without any advise. What can i do and what the law say about? … read more
Daniel
Daniel
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My daughter and her ex partner bought a car with a combined
My daughter and her ex partner bought a car with a combined loan. Because they didn't have a deposit, the lender took out another loan for the deposit so they had two loan to repay. They have since sp… read more
John Melis
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Pearl. In short, during a period of financial hardship my
Hello Pearl. In short, during a period of financial hardship my car was repossessed without a court order or my written consent (a tow truck driver was simply sent to my house). I had previously asked… read more
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My daughter traded her car in and paid cash for the new one,but
My daughter traded her car in and paid cash for the new one,but told the dealership she would pay the outstanding balance which was owed on the tradein herself this happened last year, I am guarantor … read more
Leon
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Hi, I leased a car through Westpac finance on an equipment
Hi, I leased a car through Westpac finance on an equipment lease via a company which is now defunct. The lease ended in December 2013. The day before the lease ended the car had a major mechanical fai… read more
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Are there any laws governing repossession of vehicles in new?
Are there any laws governing repossession of vehicles in new? Do finance companies have an obligation t sell goods at a fair market value? Is it governed by the Consumer Credit Legislation?… read more
James D. Ford
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Hi a different category all together from my initial question.
Hi a different category all together from my initial question. My girlfriends son got a secured loan for a car and had sold the car. He did not pay the money off the loan but had still being paying th… read more
Leon
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We are needing legal advice re refinancing a HP car loan balloon
We are needing legal advice re refinancing a HP car loan balloon payment we have when we have a bad debt. We took out 2 car loans in 2008 when my partner had a new job. The employer provided a letter … read more
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What must a finance company do (in case of a HP car agreement)
What must a finance company do (in case of a HP car agreement) before it can repossess a vehicle in Victoria. I understand that they must first send a specific type of letter saying that reposession w… read more
Daniel
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I sold my car about 9 months ago - there is finance outstanding
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I loaned a person $14,000.00 to purchase a vehicle in March
I loaned a person $14,000.00 to purchase a vehicle in March 2010. We signed an agreement with terms of the loan, (amount of interest & repayment time, by end April 2010) and had a penalty interest cla… read more
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Hi, It is the right of the finance company to repossess
Hi, It is the right of the finance company to repossess the car which was under a "Finance Lease" which had been fully paid for the term of finance except the so called Residual Value which I had paid… read more
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Hi, My girlfriend had her car repossessed today. She entered
Hi, My girlfriend had her car repossessed today. She entered into the contract with Toyota Finance Group. They say she is in arrears $2700. She still has approx $15000 owing on the vehicle. The repo m… read more
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Leon
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I have been asked by a friend to loan her money to buy the
I have been asked by a friend to loan her money to buy the lease of a hotel in S.A. Lease will cost $130,000 and run for 18 years. Will the value of the lease decrease as the years go by? I think my f… read more
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Voluntary repossession of a vehicle, qld law.I currently
Voluntary repossession of a vehicle, qld law. I currently can't repay my personal loan. My loan is more than the current value of the car. I'm currently bankrupt. My loan is secured by the car, also s… read more
Leon
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Our car was repossessed in Dec 08, we have today received a
Our car was repossessed in Dec 08, we have today received a demand letter from the finance company for payment of over $10K which is the balance owing on the lease. They sold our car in January 09. fo… read more
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My son purchased a motor vehicle privately on 14/7/08 he has
My son purchased a motor vehicle privately on 14/7/08 he has since had a serious accident and the car is a writeoff. We have claimed on the insurance company who were to pay out and they inform us tha… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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