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We are currently guarantors for our daughter and son in laws
We are currently guarantors for our daughter and son in laws property in Perth. RAMS spread the $120,000 guarantee across our home and our vacant block. We are trying to sell the vacant block but have… read more
John Melis
John Melis
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Bachelor's Degree
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I am enquiring about an issue should there be a split of my
Hi - I am enquiring about an issue should there be a split of my son and daughter-in-law. The predicament is that we have bought a family home together. I paid an 800,000 deposit and my son and daughter in law borrowed 800,00. The house with legals was 1.6 million. The house deeds are 50% in my name and the other 50% in my son and his wife's name. I was also asked by the bank to be on their loan as they would have difficulty funding it. So I pay one third of the mortgage even though I paid the 800,000 deposit. My daughter-in-law is saying that if she and my son break up that she will get to stay in the house, we will still have to pay the mortgage and she will get the children and my son will have to move out and rent. There are two children in the marriage - one 3 and one almost 2. The question is if they split up surely the family lawcourt wouldn't award that she could stay in that home which houses myself as well and of which I am a half share owner. I am hoping that as long as my daughter in law and the children have satisfactory accommodation and is assisted financially by my son that we should all be able to sell the house or move out and rent elsewhere. I cannot see that the family law court would see others displaced while she has a much more than required home. Could you give me some advice on whether I would have to give up my half of the house to her and displace my own son and myself. - regards *****: What steps have you taken? Have you filed any papers in family court?… read more
Leon
Leon
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Master's Degree
32,717 satisfied customers
my daughters exhusband has a home loan worth $600K but on
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Daniel
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Hi, I recently sold a house in Australia. I engaged a settlement
Hi, I recently sold a house in Australia. I engaged a settlement agent who handled all the legals. Settlement was completed in Sept and three days later the proceeds appeared in my bank. Now the settl… read more
Leon
Leon
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I have 3 loans with the bank, Loan 1 is for a unit I owe $247,000
I have 3 loans with the bank, Loan 1 is for a unit I owe $247,000 and have had it for about 5 years. To day it is worth about $290 - $300,000. Loan 2 is my new home I owe $450,000 and paid $393,000 an… read more
Leon
Leon
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My wife Penny owes $40,000 to a bankcard debt with CBA. She
My wife Penny owes $40,000 to a bankcard debt with CBA. She has become quite ill and we may not be able to continue servicing this unsecured debt from our penions. We are both retired aged pensioners.… read more
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Leon
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We jointly own a home which is mortgaged for a home loan and
We jointly own a home which is mortgaged for a home loan and also a business loan. Is it possible to transfer ownership of the home to wifes name only when it has these mortgages on it? Also if the hu… read more
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Leon
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My mother-in-law owns the home which we rent from her by paying
My mother-in-law owns the home which we rent from her by paying the mortgage. This property will be left to us in her will and we will find our own finance. We are not on the title. We are wishing to … read more
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Leon
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Hi. We defalted on some of our loans for an extended period
Hi. We defalted on some of our loans for an extended period in 2012, due to loss of employment of the major income earner. Employment was secured again in August 2012, but the default amount had reach… read more
Leon
Leon
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prior to final settlement on house purchase, does the solicitor
prior to final settlement on house purchase, does the solicitor acting for the vendor or the solicitor acting for the buyer hold the money in trust… read more
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I recently sold a rental unit for $284,000 on which I owed
I recently sold a rental unit for $284,000 on which I owed about $90,000 (borrowings on its original cost of approximately $98,000 in 2003). After the offer I rang the bank concerned to get an approxi… read more
Daniel
Daniel
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bought house and land with equity from current home had to
bought house and land with equity from current home had to take out lenders mortage insurance on the loan(planned on making current address investment property), new home nearly finished, sold current… read more
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hi,i have debts of 175000.00 all aquired through gambling.all
hi,i have debts of 175000.00 all aquired through gambling.all debts are credit cards and loans,i can no longer pay any of these debts,all i have of value now is a 13000.00 car,i also owe 43000.00 to u… read more
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My Ex and I wanted to buy a house, my mother gifted us the
My Ex and I wanted to buy a house, my mother gifted us the Deposit amount as we did not have one, as a loan. At the time I had a black mark on my credit history so the home loan for the remainder is i… read more
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Leon
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32,717 satisfied customers
I bought a house 2 yrs with another person, Its not a joint
I bought a house 2 yrs with another person, Its not a joint mortgage,but under the title common mortgage. We both have 50% each. We are partners in a house only. He wants to buy me out, can he force a… read more
Leon
Leon
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My mother, a 77yr old pensioner has a property as a tenant
My mother, a 77yr old pensioner has a property as a tenant in common 1/3 share with my brother in Perth. Recently relocated to Brisbane she now requires settlement. My brother after losing a lot of mo… read more
Maurice
Maurice
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Master's Degree
2,764 satisfied customers
We have signed a contract to sell our house, at a price we
We have signed a contract to sell our house, at a price we agreed to only to secure the purchase of another house(due to very small amount of loan increase). My wife went to the bank and asked for pre… read more
Maurice
Maurice
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Master's Degree
2,764 satisfied customers
Hi, I am in a situation where I own (mortgaged) a house with
Hi, I' am in a situation where I own (mortgaged) a house with a partner we have a 50/50% share of the property. Though my partner does not live in the house himself and this property is therefore an i… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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