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About the 20/8/18 I inquired about buying a used car online
About the 20/8/18 I inquired about buying a used car online at Carrara Auto Mart on the Gold Coast. The vehicle was described as a beautiful luxury car by the Manager James Phellan. I live in Victoria… read more
John Melis
John Melis
Lawyer
Bachelor's Degree
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My son wished to purchase a motor vehicle after his car was
My son wished to purchase a motor vehicle after his car was written off. He signed a contract to buy a car from a Brisbane dealer subject to finance. His initial application for finance was reject and an application was made with another institution which was approved with an interest rate of 28%. This was rejected and the dealer was informed both verbally and by email that he did not wish to proceed with sale. The dealer without permission place an application with another financier and this was approved at 13.5%. My son has since purchased another vehicle wich I am financing for him. The Brisbane dealer is now saying he must accept the finance and buy their vehicle. Your advice would be greatly appreciated. … read more
Leon
Leon
Solicitor
Master's Degree
51,908 satisfied customers
Below is the correspondence between a car company and my
Hi all below is the correspondence between a car company and my daughter . I believe the dealer should cover the repairer? Hey Dad, here's what's gone down so far - I've attached the service history t… read more
John Melis
John Melis
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Bachelor's Degree
18,693 satisfied customers
I have purchased a vehicle a while ago and the interest rate
I have purchased a vehicle a while ago and the interest rate is very high. Is this unfair to the consumer. … read more
John Melis
John Melis
Lawyer
Bachelor's Degree
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I purchased a motor car some 5 years ago on finance from G.E
HI, I purchased a motor car some 5 years ago on finance from G.E Auto in Brisbane Qld, I attemped to return the vehicle with in 12 hours of taking posscession of the vehicle, knowing full well I could… read more
Leon
Leon
Solicitor
Master's Degree
51,908 satisfied customers
My 20 year old son was looking at purchasing a new ute, he
my 20 year old son was looking at purchasing a new ute, he asked if he would qualify for a loan and completed the paperwork, he advised the dealer he did not want to do anything in the near future. he… read more
Patrick H.
Patrick H.
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We are needing legal advice re refinancing a HP car loan balloon
We are needing legal advice re refinancing a HP car loan balloon payment we have when we have a bad debt. We took out 2 car loans in 2008 when my partner had a new job. The employer provided a letter … read more
Leon
Leon
Solicitor
Master's Degree
51,908 satisfied customers
I entered a contract to buy a small vehicle (~$24,000) on behalf
I entered a contract to buy a small vehicle (~$24,000) on behalf of my partner as she is not yet an australian resident so was ineligible to do so. The vehicle was to be in her name and she would be r… read more
Sean
Sean
Experienced lawyer
Bachelor of Law with First Class Honours
855 satisfied customers
Hi ,On friday last I signed a contract to buy a motor vehicle
Hi ,On friday last I signed a contract to buy a motor vehicle from a car dealer(new).The dealer was to arrange finance and has since (tuesday evening )advised me my application has been approved.I pai… read more
Leon
Leon
Solicitor
Master's Degree
51,908 satisfied customers
I have recently purchased a used car from a dealer using their
I have recently purchased a used car from a dealer using their appointed finance company. I had set myself a budget for weekly repayments. When applying for finance the business manager at the dealer … read more
Daniel
Daniel
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Bachelor's Degree / Graduate Diploma
7,501 satisfied customers
Late in 2004 I formed a company & purchased a Master Franchise,
Late in 2004 I formed a company & purchased a Master Franchise, part of the deal was to take over a Toyota Hilux Ute under lease. The franchisor arranged a lease with Esanda but instead of putting it … read more
Leon
Leon
Solicitor
Master's Degree
51,908 satisfied customers
Good morning Recently My step father passed away leaving
Good morning Recently My step father passed away leaving us with his businesses. Part of the business assests is a car under finance from esanda finance. We have spoken with them and informed them of … read more
Peter G.
Peter G.
Solicitor
Bachelor's Degree
767 satisfied customers
I have $325000 financed with esanda and am in the fourth month
I have $325000 financed with esanda and am in the fourth month of moritorium of payments. Esanda now insist that I pay $20000+ in arrears plus this months payments. Given even more time I am sure my b… read more
Leon
Leon
Solicitor
Master's Degree
51,908 satisfied customers
Hi, Im enqiring on behalf of a friend that has just signed
Hi, I'm enqiring on behalf of a friend that has just signed an agreement (around 4pm Tuesday 22nd Sep) to buy a second hand car (for $20,960) from a car dealer (Sunshine Coast, QLD). He has not heard … read more
Maurice
Maurice
Lawyer
Master's Degree
1,980 satisfied customers
hello, im hoping you can help me please. my dad got a loan
hello, im hoping you can help me please. my dad got a loan for $48,000 for a car , he is on disability pension, he has a previous loan that is still going of $15,000. i dont understand how he got this… read more
Maurice
Maurice
Lawyer
Master's Degree
1,980 satisfied customers
i had a personal loan with avco over 10 years ago and they
i had a personal loan with avco over 10 years ago and they used my car as securty on this loan as my partner had just had a baby we wanted to up date our car, we went to the local car dealer who was a… read more
Maurice
Maurice
Lawyer
Master's Degree
1,980 satisfied customers
i have seperated from my defacto we have been paying off an
i have seperated from my defacto we have been paying off an esanda loan he says if i now pay half the outstanding payments he will sign the vehicle over to me on completion the loan and vehicle are in… read more
Maurice
Maurice
Lawyer
Master's Degree
1,980 satisfied customers
On Sept.19, 2008. Friday at 5 45 pm, I had signed a contract
On Sept.19, 2008. Friday at 5:45 pm, I had signed a contract to buy a car from a car yard without reading thoroughly that it didnt have a cooling period. The finance adviser said that it was still sub… read more
D. Coleman
D. Coleman
Solicitor
Bachelor's Degree
795 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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