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Richard, Android Specialist
Category: Android Devices
Satisfied Customers: 38524
Experience:  Android Systems Specialist
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We hear that it is not advisable to download even banking

Customer Question

we hear that it is not advisable to download even banking apps onto our mobile phones. supposedly the same encryption that online banking mobile apps use is the same that wireless networks that McDonalds uses. actually, is it advisable to download apps
in general? many of them require access to all sorts of information on our phone and doesn't that make it easier for thieves to use an app to steal personal information and passwords that may be stored on the phone?
Submitted: 2 years ago.
Category: Android Devices
Expert:  Richard replied 2 years ago.

Hi there and welcome

First with the banking apps, no it is never advisable to do this. Anything on your phone can be obtain, even if it is a mistake you make (eg: Leaving your phone somewhere). I personally do not bank in a way that requires me to have an app, hence I do not have it installed nor would.

For apps in general, well if you want any good functionality on your phone, then you would need some apps. Just make sure the data you put on your phone is ok for anyone to see. So do not put for example your creditcard number in it, passwords ect. Just make sure it only has data that you would be ok with people seeing if they got their hands onto it.

Its this information thieves need in order to steal your personal data.

If you would like any additional information or assistance, please do not hesitate to let me know.

Else if you can take a second to rate my service by clicking one of the stars at the top of the screen then submit, that would be greatly appreciated.

Thank you

Customer: replied 2 years ago.
at what point can someone get information from my phone because of the online banking apps? meaning, if I find myself in a situation in which I absolutely need to use mobile banking, can I download it, use it, then uninstall, without having to worry about data getting stolen? basically, at what point in a normal daily routine is it unsafe?
Expert:  Richard replied 2 years ago.

Yes you can, as long as its not on your phone your safe. So if you downloaded and installed it, then used it, then uninstalled it, there is no risk here.

It becomes unsafe when you lose the phone or someone has access to it and it has the app or information on it you do not want people to have.

Customer: replied 2 years ago.
hi one last follow up, is there a risk to having the mobile banking apps but not store anything on them?
Expert:  Richard replied 2 years ago.

No risk, as they have no data in them.