UK Traffic Law
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Are you asking what sentence you will get?
Have they refunded the £100?
They should do that sooner rather than later.
If you are lucky you will get a Bench that just gives you 3 points and a fine of £85 and the surcharge of £15 so you will be dealt with as though you had the fixed penalty anyway.
If you are unlucky then you will get 3 points, a fine of 75-125% of your weekly income, costs of £85, the court charge of £180 and the surcharge of roughly 10% of the fine which will be used to give to organisations which masquerade as charities whilst campaigning politically upon twaddle that should not be taking up the time of the courts.
They will give you time to pay though but unfortunately this is priority debt so it doesn't matter whether you are in debt crisis or not I'm afraid.
Can I clarify anything for you?