HiMy partner is to blame as she tapped the other in the rear.
I don't like the sound of this and I am glad that you asked thequestion.
What exactly does this statement say?
It sounds to me exactly like what you think it is which would benormal if the driver who was at fault was not covered on your insurance
I do not have the indemnity statementWe are not claiming for anything as my partner was not hurt in this incident and i have only a 2inch scratch on my front bumper.
In all our previous conversations via the telephone and email there was no mention of an indemnity statemt untill the following and last correspondace.
My insurance Co recent correspondence verbatim:
We note that there appears to be a breakdown of communications between yourself and our enquiry agent who recently attended upon you for the purpose of obtaining a statement in respect of the pre and post accident mechanics.
We also note that our enquiry agents requested some additional information. As standard, our enquiry agents provide an indemnity statement for the same time they provide the statement in respect of the pre and post accident mechanics. This is standard procedure.
We are unable to address the issues of a low velocity collision without a statement from yourself and take this opportunity to remind you of your obligation to co-operate in accordance with the terms and conditions of the policy of insurance.
We can confirm that we have reinstructed the xxxxxxx Group and have requested that an alternative agent contact you for the purpose of obtaining the statement.
There is no problem whatsoever in providing a statement inrespect of the pre-and post accident mechanics (that is legal speak for thecircumstances surrounding the accident)
the thing that worries me is the word "indemnity"
it does actually say that the enquiry agents provide an indemnitystatement.
I think in all honesty they simply mean a statement but for somestrange reason known only to your insurance company, they have decided to callit an indemnity statement.
Just make sure that anything you sign does not agree to payanything and does not admit to anything.
They can sometimes ask you to sign an indemnity statement if thecar has been modified and the modifications have contributed to the accident orcould have contributed to the accident in which case, you sign a statement tosay that you are responsible for the changes to the vehicle.
Let the agent come round and see what he is asking for. If indoubt don't sign anything or let me have a copy and then I will advise you.
Does that answer the question? Can I assist further?
If you have not done already, please don't forget to positivelyrate my answer service even if it was not what you wanted to hear. You shouldnow see a series of buttons which enable you to rate my answer serviceformally.If you don't rate it positively, then the site keep your deposit and I get 0for my time. It is imperative that you give my answer a positive rating. It doesn't give me, "a pat on the head", "good boy" (like ebay), it is mylivelihood!If in ratings you feel that you expected more or it only helped a little,please ask.
The thread does remain open for me to answer follow-up questionsafter rating my answer service.Rating doesn't close the enquiry atall even though the site may give that impression. It remains open for you toread and ask for further clarification.Regards.
PS Experts on here are online and off-line all day each day andweekends so please bear with me if I do not get back to you immediately.
PS. I use voice type, voice recognition typing because I onlytype with two fingers and it would take me ages. Sometimes, a computer does nothear me correctly and you will get an incoherent word. I do try to butsometimes they slip through. I apologise therefore if anything doesn't makesense. It is me losing it, not you. Just ask if anything is not clear please.
thanks for the information.
I will let you know the outcome of the meeting. Ican at least; now put it to bed for the weekend.
excellent service and I would have no problems of engaging your services again.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).