Thank you. It doesnt matter if he signs the form or not, they can still sue him for the costs that they incur and will usually win. The indemnity form simply means that there is no argument of over whether he must pay or not.
He can always argue later he signed under duress so I wouldnt worry about signing it to be honest. If it makes him feel better, reply saying that he will consider signing the form once he knows what the costs are and he has taken legal advice. Just dont ignore things completely
His own financial status is of no concern to them as he I am afraid their view is that he should have thought about that before driving.
They can only go after his half of the house and couldnt force a sale if it is jointly owned
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