Am looking to insure new replacement car (due mid July) with wife as additional named driver; her car was written off by son (named on her insurance) with 3rd party damage, June2008. She had +15 yrs NCB. Claim was settled by her insurer - SAGA - we don't know the extent of the final settlement. Wife was not involved at all.Do I have to declare this accident when applying for new insurance? Son will not have access to new car.
Province/Country relating to question : UK
Looked for clarification on-line; NO LUCK!
Insurance is a contract of "utmost faith.". This means that you have to declare anything that you think you should declare. The very fact that you asked the question tells me that you think you should declare it. The last thing you need is a problem of mis-declaration, if ever you have a claim. If you want to be on the safe side, then it must be declared.Can I help further?Law Denning41092.9540001968
Thanks for info
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PGD Law. 20 years legal profession, 6 as partner in High Street practice
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