Hi, my partner got stopped for no insurance. He was sure he had it as he had appplied for it and got it. He rang his insurers after he was stopped and discovered that it had been cancelled. They told him they had written to tell him he had to pay an extra £60 because of no proof of no claims. He assumed they were going to just take the money from his account.but they didnt-they just cancelled the insurance. He never got a letter saying it would be cancelled so was driving around completely oblivious to this fact. He has chosen to go to court to protest his innocence (the extra to pay was only £60 on the insurance which he would easily have done had he known about it) Is he ok to drive my car in the meantime? as no points have been issued to him as yet. he is insured on my policy. thank you
Optional Information: Province/Country relating to question : london Already Tried: nothing
Thanks for your question. Please remember to rate my answer SMILEY FACE OR ABOVE so that I am credited for my time.As long as the insurance has not been cancelled and reinstated then yes it is ok to drive around.If his insurance has been stopped then no - he can't drive.As for going to Court he will have to plead guilty - he either had insurance or he did not.But what he can do is argue special reasons not to endorse.This is because the Court does have a discretion to not give a penalty. They can waive any points but he WILL have to plead guilty.He would have to say why he thought he was insured and the reasons why.But he will have to plead guilty with special reasons. Please remember to click *** SMILEY FACE *** or above so that I am credited for my time. Thank you. Important: If you feel the need to rate as one of the lower two scores, it counts as negative feedback so please reply to me via the REPLY with any further questions you may have. I will be happy to assist you further.
Thank you for your help. Does this mean I do not need to contact my insurance until he has appeared in court and a decision has been made?
,Thank you for your help. Does this mean I do not need to contact my insurance until he has appeared in court and a decision has been made?
You should make sure insurance is in place now so he can drive.Otherwise insurance would still be invalid. Please remember to click *** SMILEY FACE *** or above so that I am credited for my time. Thank you. Important: If you feel the need to rate as one of the lower two scores, it counts as negative feedback so please reply to me via the REPLY with any further questions you may have. I will be happy to assist you further.
it is in place in my name and he is a named driver on my car.Will this incident affect this insurance or can i just wait until after the court case to tell them?
Wait until after the case has been heard.But once again he needs to plead guilty but with special reasons. Please remember to click *** SMILEY FACE *** or above so that I am credited for my time. Thank you. Important: If you feel the need to rate as one of the lower two scores, it counts as negative feedback so please reply to me via the REPLY with any further questions you may have. I will be happy to assist you further.
Experience: Called to the Bar in 2007