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Please can you advise. If I set up a limited company for

 
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Customer Question

Please can you advise.

If I set up a limited company for the sole purpose of buying and managing the rental of properties, how would the tax liable to be paid to hmrc differ from that paid under the 22% personal flat tax rate scheme applicable for buy to let's?

Thanks

 

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System of Law: England-and-Wales

Submitted: 294 days and 12 hours ago.
Category: UK Tax
Value: £12
Status: CLOSED

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Expert:  mark25551 replied 294 days and 12 hours ago.


mark25551 :

Are you refering to VAT or income tax?

mark25551 :

If you set up a limited company for the rental properties, any profit made in the company would be charged at Corporation Tax rates

mark25551 :

Corporation tax is to a degree charged at a flat rate of 20% for profits up to £300k.

mark25551 :

There is then tax to consider when looking to draw money from the company. If you take a salary from the Ltd company, whilst this will be a deduction against the profits of the company and lower the Corporation Tax, you may incurr 40% income tax rates for the salary. The most tax efficient way of drawing funds from a Ltd company is therefore by way of dividends which depending on your other income may be £nil tax up to circa £35k and then 25% thereafter.

Customer :

Trying to take the most tax efficent route. So is I personally Buy to let I am told 22% personal tax rate after expense deductions.

Customer :

Is the limited company option net net better than 22%?

Expert TypeAccountant
Category: UK Tax
Pos. Feedback: 100.0 %
Accepts: 173
Answered: 6/25/2012

Experience: Certified Chartered Accountant

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Expert:  Lindie-mod replied 294 days ago.

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