UK Property Law
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I don't really undersand what you mean, sorry!
Outstanding balance on the morgage is £81K at the moment. I asked the bank only can get £48K mortgage if I remortgage.
I can't! I can only borrow £48K and I need £80K
I can ask an other bank. At the moment I'm with Halifax I do belive Barclay's givebigger morgage to people!
No, I haven't. But I told to the mortgage advisor whats going on and she look helpful but didnt mentioned anything about releasing, can't remortgage on my own because I don't earn enough.
What if we signed a declaration of trust already when we had the mortgage done? Can a new one be made what will over writte the old one?
Also wher can this be done? Do I need to go to a solicitor?
Thank you for your help so far :)