I don't really undersand what you mean, sorry!
Outstanding balance on the morgage is £81K at the moment. I asked the bank only can get £48K mortgage if I remortgage.
I can't! I can only borrow £48K and I need £80K
I can ask an other bank. At the moment I'm with Halifax I do belive Barclay's givebigger morgage to people!
No, I haven't. But I told to the mortgage advisor whats going on and she look helpful but didnt mentioned anything about releasing, can't remortgage on my own because I don't earn enough.
What if we signed a declaration of trust already when we had the mortgage done? Can a new one be made what will over writte the old one?
Also wher can this be done? Do I need to go to a solicitor?
Thank you for your help so far :)
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).