hi i have a criminal recoed. i have also been to prison. i have not had any convictions for almost 5 years our got in to trouble. im about to get married my partner wants to add me to the morgage in the house we have shared for 4 years. will this be ok with me having a criminal record
Province/Country relating to question : uk
Hi there. Thanks for your question, I will assist you with this.Having a criminal record or being guilty of a criminal offence will not automatically affect your ability to obtain a mortgage or affect your ability to own property.I doubt it will affect you at all.Dan
we moved in to the house 2 years ago together the morgage is in his name but he wants to add me will the bank hakifax ask him if i have a criminal record our does he have to tell them
If the offence is spent under the Rehabilitation of Offenders Act 1979, then you don't have to disclose it if asked. If not, then you do. Details of what is spent and what isn't is here: http://www.yourrights.org.uk/yourrights/privacy/spent-convictions-and-the-rehabilitation-of-offenders/how-a-conviction-becomes-spent.htmlDan
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