UK Property Law
Ask an UK Property Law Question, Get an Answer ASAP!
Thanks for your question.
You can download a copy of the register for your property from the land registry's search engine:-
Enter the postcode for your property and if it is registered it will give you the option to download a copy of the register. There will be a £4.00 fee.
The register will list any such charges in the form of restrictions - these will be in Part C : Charges Register. It will not tell you how much is owing but it will tell you who has registered the charge and when it was registered.
If this has been useful please kindly click accept so that I may be rewarded for my time. If you do not click accept your money stays with the site and I do not receive any credit for the time I have taken to answer your question.
I will answer your follow up questions you may have.
You will see that another expert agrees with my answer.
The charges will take the following form in the register:-
1. (date) REGISTERED CHARGE dated (date)
2. (date) Proprietor: Santander UK Plc (Co. Reg. No. XXXXXXXX) of (address)
This would mean there is one charge registered against the property in favour of Santander.
I am happy to answer your follow up question (eg. if you have specific ones after having obtained a copy of the registerd) but, respectfully, XXXXX XXXXX answered your question. That it did not take a long time to explain and did not require a lengthy reply is to my mind irrelevent.
I should be grateful if you would click accept. If you do not I do not receive any credit whatsoever for having answered your question.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).