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Thomas, Lawyer
Category: UK Property Law
Satisfied Customers: 7432
Experience:  BA (Hons), PgDip, Practising Solicitor
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can you add your spouse to your mortgage without changing your

Resolved Question:

can you add your spouse to your mortgage without changing your mortgage
Submitted: 5 years ago.
Category: UK Property Law
Expert:  Thomas replied 5 years ago.


Thanks for your question.


I'm sorry, no. Your lender has a first legal charge which prevents dispositions (eg. transfer of ownership) without their consent.

If you wish to add your wife then you should speak to your lender, they will require that her name is XXXXX XXXXX the mortgage but will otherwise consent provided she has an acceptable credit history.


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Kind regards,



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