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If the tenancy agreement did not contain any different terms then you are probably occuyping the proprty under an statutory periodic tenancy, whereby the tenancy continues from one rent period to the the next. If you have not received a s21 Notice at all then they will have to serve one before they are able to apply to court for an order for possession to evict you. If they have not served a s21 notice then they will not be able to evict you. If you wish to leave you would have to serve one months notice with such notice expiring at the end of a rent period in order to vacate the property.
If the tenancy agreement which was sent to you had a different rent than the previous one and you subsequently paid that different rent then the new tenancy will be in force. in any event they would still have to serve a s21 notice to evict you at the end of the fixed term so your position is pretty much unchanged:-
If this is the case and you continue to occupy the property past the end of the fixed term then you will have to serve the same notice to vacate as above.
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You on't have to do anything in terms of informing them. If you do then they will just check that they haven't served a s21 notice and then serve it on you. You can tell them if you like but I can't see how it serves your purpose.
There are no legal costs, if they have not served a valid s21 notice then you do not have to vacate until you have been served one. Once you receive the notice you should move out on the day it expires.
It will not affect your credit rating. If you pay the rent up to the date of the notice then they will not be able to sue and your credit rating will be unaffected.
The possession order will not affect your application for renewal/ILR.
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