Is she remortgaging in her sole name and has she shown sufficient income in her sole name to receive her mortgage offer from her lender yet?
Are you to divorce?
she is remortgaging in her sole name, she has received an offer from the provider but they need me to transfer the property over first !!
I obvioulsy want to keep my costs down, so am seeing if i can complete the transfer without the need to pay a local solicitor
not going to divorce at this stage - just separate
Are you sure that the mortgage company are happy for you to execute the transfer and register without instructing your solicitor?
Their new charge will need to be registered against the legal title post-transfer and they would usually require a licensed conveyancer to do this to ensure that their charge is secure by correct registration
OR are you in fact executing the transfer and simply providing this to the lender who will then register the transfer themselves?
My wife has a conveyancer acting on her behalf and they have written to me with regard to the transfer
I have already completed a TR1 form and they accepted that, however they have come back to me asking for certified copies of identification from me. What i am trying to establish is who can certify these copies. They say either a copy of my passport or driving licence stamped/signed.
Does this make sense?
Great, that's cleared things up for me. I just needed to make sure you were not registering it yourself.
If the conveyancer is instructed by your wife and not you then you will have to complete form ID1 and return it to them for submission with the application to change the register for the property.. You will have to submit this with a passport size photograph and a conveyancer must complete section B of the form but also certify the likeness of the photograph. It does not have to be your wife's conveyancer but it does have to be a conveyancer:-
See 7.1 & 7.2 of the above guidance.
Phone a local conveyancer and ask for them to do it on your behalf. It will only take 10 mins and should not really cost more than £20-30.00. You can use the Law Society search engine to find conveyancers in your area:-
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