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Thank you for your question
My name is Clare
I shall do my best to help you but I need some further information first
What income do you each have?
Are you willing to start divorce proceedings?
How much is the house worth and how much is outstanding on the mortgage?
What is the monthly mortgage payment?
What is her mortgage capacity?
What is the value of your respective pensions?
How long have you been in the service and how long have you been married?
The fact that the property is in your sole name is ***** ***** the first problem - but the second is that there is a liability for spouse as well as child maintenance due to the difference in your incomes.
Woul dyou be willing to stop paying the Endowments for now?
Would you settle for a settlement where she had the House and you had the endowments and she also had a pension sharing order?
That is doable - but would you be willing to accept the pension sharing order as well if need be
From what you have said there is no doubt that you will get some if not all of the endowments.
This would represent very roughly a 74/26 split of the capital in her favour.
That should be sufficient to wipe out any liability for spouse maintenance
Whether it is enough to wipe out her claim on your pension will be based on the actual CETV values of your respective pensions - but it shoudl go some of the way there and you can always negotiate with part of the Endowment funds if you wish to push the clean break
With regard to your ongoing payment of the mortgage realistically since there is a potential liability for spouse maintenance I would suggest that you accept if your now - but unless progress on settlement is made within the next three months then you use that as the reason to bring the matter before the court
Please ask if you need further details