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Thank you for your question
My name is ***** ***** I shall do my best to help you.
What name you use is optional - but your date and place of birth are set facts and they cannot be changed.
Having said that given the thousands of people born each day if you change your name and address then it is unlikely that your date and place of birth will be of any assistance to anyone
Please ask if you need further delay
I am happy to answer any other questions that you have - but the straight forward answer to the question that you asked is that no it is not possible and if you try and adopt a different identity - which is what using a false date and place of birth would amount to - then that would be fraud
Bad credit is a problem for everyone - but changing your name and address is usually a way of delaying being identified
You are not becoming a different person - you are simply changing your name and you will remain the owner of your share of the property - and liable for the debts