Have you tried a Private investigator or a tracing agent to gether address?
How do you currently communicate?
Do you have a work address?
The property is jointly owned. Is there any deed of trust sayingwhat will happen when it is sold and how the proceeds divided?
Is she refusing to sell the property?
Are you still living in it?
Can I please have as much background information as possibleplease? Thank you
Have not tried a private Investigator due to lack of funds.
I can get her work address
There is no deed of trust
She is not refusing to sell
I am still living in the house
I was in hospital for six months, with a life threatening condition.
During this period, she used my credit card and bank accounts without my permission, leaving me in debt for around £7500.00p
I was released from hospital, and shortly after, she was sent to prison for fraud for eighteen months.
She was a care worker, and stole £3500.00 from an old lady in her care.
I was not aware this was going on, and the money was never found.
I believe this was being held by another person with which she was having an affair.
Regarding the purchase of the property, I put down the deposit for the purchase, and she has agreed that I should be paid back the sum of £20000.00, this being the amount put down as a deposit.
The mortgage is currently £686.00 per month, for which she should be paying half of this amount. On top of that, the property required on going building work to get it fit for sale, for which I have not received any payment. I am only charging for half of the cost of the materials, and am working free as I am living there.
I did offer to accept a 60/40 split, and to drop any possible action to recover money taken from my accounts and credit card, after the deposit has been paid back to me.
I have not received a reply to the email sent.
My main concern is that one of her many bad debts will cause a forced sale, which would reduce the expected value of the house, and render myself homeless.
Estimated amount due from property after selling costs etc., £13000.00
I trust this helps,
If she is use your credit cards without consent, that is theftand is a police matter. If you report it to the police, you can then file afraud claim with the credit card company.
I have used this firm in the past http://www.ccsformations.co.uk/
to trace people and they do no find no fee for £50 plus VATalthough they will want payment upfront or through a solicitor.
If she simply refuses to do anything or reply to anycorrespondence sent via her solicitor then you can make an application to courtfor an order for sale and you can ask the court to award costs of theapplication against her. You can serve those papers at home work address and ifyou tell her that you intend to do that, it might focus her mind.
With regard to the mortgage, she does not have to pay themortgage or the bills of a house that she does not live in although she remainsliable to the mortgage lender if you stop paying and the property is in jointnames. You pay the money for the benefit of living in the property andtherefore it does not give you a bigger claim.
You cannot sell the property without her signature and what youmight want to do is get her to instruct a solicitor with regard to the sale andthen you can do all communications through the solicitor and there is no needfor you to have her address which would appear to be what she is concernedabout.
The situation with regard to the proceeds of the house is that ifthere is no agreement to the contrary as to what would happen when it waseventually sold, then the proceeds are split 50-50 unless you agree somethingelse between you. That applies regardless of what each of you put in eitherwhen you bought the property or over the period. I will tell you that I do notagree with the view the courts take on this obviously, I don't make the law Ijust regurgitate it.
Does that answer the question? Can I help further with anyspecific points?
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