yes , and all of the utilities , insurances , council tax etc
I have to ask why he is Volunteering to pay the mortgage.
Don't you trust him?
Because he claims to want a new life ( I wasn't aware of any problems or that he was unhappy ) . None of it really makes any sense . He then claims he knows it is his choice , I have no say in it but that he isn't going to see me homeless etc . he just doesn't want to be with me . His entire behaviour is so out of character I'm just so worried that he may say this now , then change his mind , and Ill have no where to go , or he wont continue to pay and then we could loose the property .No don't trust him . Its like watching / dealing with a complete stranger not someone I've known for 26 years , let alone been with for 17 .
Thank you. The legal situation is that he doesnot have to pay the mortgage or the bills of a house that he does not live inalthough he remains liable to the lender if you do not pay.
He is not correct in what he says that asolicitor will not let him sign an agreement which is not in his best interestis using that as an excuse not to sign one in my opinion.
Many people take out, for example, loans andmortgages which are not in their best interest and the lender will insist thatthey take advice from a solicitor, and the solicitor will give the advice whichis not to enter into the agreement of the borrower will still do it anyway.
To be honest, properly drafted agreement is of nomore legal effect and a simple letter which confirms from him that he will paythe mortgage etc every month.
The fact remains that whether you have a deed oran agreement drafted by a solicitor or a top London barrister or a simpleletter in which he writes, in his own writing (extremely powerful if it is inhis own writing) that he will pay the mortgage on time every month and he doesn't,you are faced with suing him in court. By the time to court the house wouldhave been repossessed.
I would ask in therefore to do a letter in hisown writing asking him to confirm to you that you can stay in the house as longas you wish and as long as you want to stay there, he will continue to pay themortgage etc.
You might want him to add in at the end, that hewill not seek any further equity from the house when it is eventually sold as aresult of these payments.
If you want to get an agreement drafted, asolicitor will probably do it for two or £300 and then you can stick it infront of him to sign but you are going to have to do insist that he takes legaladvice on it and that the solicitor witnesses his signature and confirms thathe has indeed given legal advice on it. You will be responsible for that legaladvice which will be another couple of hundred pounds so the exercise is likelyto cost you about 500 quid.
I would just settle for a handwritten letter forhim at present unless you particularly want something drafted in legal terms.
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