I was a guarantor on a loan for them. They got into difficulties and I was making most of the payments which was putting a strain on my finances and they owed me a lot of repayments. She is now back in full time employment as is her husband and they moved to cheaper accommodation. As making payments to them and repayments to me would be costly, I agreed to take out a loan to pay off the loan I was gurantor for and pay me back what she owed me as I now had a credit card debt. The monthly amount was now reduced to £141 pm which she said would be affordable to her. Basically I would take out the loan and she would make the monthly payments.
I have several messages from her where she agrees she owes me the money and promises of payments and statements where it shows I paid the finance company.
Thank you for your help
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