Please help me, I've been falsely claiming tax credits as a single mother & the day after I phoned the helpline to cancel my claim I received a letter saying, I was being investigated as they had information to suggest that I had a partner living with me. I'm so scared they will prosecute me & I will lose everything. I just want to own up & pay back what I wasn't entitled to I'm so terrified that I'm contemplating suicide
HiThank you for your question and welcome to Just Answer. How much is the overpayment?
I'm not exactly sure but could be around 20,000.
Excellent & very quick response so far thank you
I want to know what is the likelihood of them taking me to court or if I am totally honest with then will they agree to let me pay back the overpayment?
I'm really sorry but if this is an overpayment of £20,000 or thereabouts and this was a false claim from the start then the chances are they would want to prosecute.Sometimes for very small overpayments they will just let you repay.Also, they will let a person repay where there is no dishonesty but just a mistake for obvious reasons.Unfortunately that not your position here though. You never can predict what will happen for certain. Sometimes people do get cautions or escape prosecution for serious offences. But most likely they would be looking to prosecute.I'm sorry this isn't the answer you wanted but it is the position that you face and I have a duty to inform you truthfully.Hope this helps.
Do you suggest that I seek proper legal representation - there are a few circumstances that iI didnt want to go into as I didnt want it to seem as if I was giving you "the sob story" so to speak
I have only just received a letter advising me that they are reviewing my 2011/2012 claim as they hold information that another adult (my partner) may live at the address. I dont want to lie & possibly get myself into more trouble I just want to tell the truth & offer to pay back whatever I owe. Im hoping that once I tell my partner what has been going on that we may be able to get a loan to repay a substantial amount right away. At the moment I am just terrified of the unknown. I know I have been very stupid, have never broken the law in my life & will lose everything if they prosecute me.
Thank you for your time
No, you can't lie. But unless they are going to offer a caution or a repayment you should be making a no comment interview. There;s no sense in admitting anything at the time of first interview.
I have to phone them before 31st August - Its better to just admit when he moved in case they then go on to investigate & find out anyway?
sorry I don't understand your last sentence? Do I not answer any of their questions over the phone?
should I have a legal representative with me if I have to be interviewed?
This is the same reply as you gave me to an earlier question, im sorry but im in a right state here and just wanted to know what might happen to me. will I go to prison?
Thank you for your help, I think the best thing I could do is seek legal advise locally on Monday. It wasnt deliberately a fraudulent claim from the outset but they probably wont look at it like that. Like I said before there were reasons why I didnt tell them he was here - it was a very unstable relationship to start with, I was suffering from depression also but they probably wont want to know all that. Thanks again
OK thanks,it looks like I am going to have a very troubled weekend or until i know what their intentions are. IS there any more advise you could give me like what might help my case?
What if i were able to repay all or most of the overpayment immediately - would that stop them from prosecuting?
I would be relying on family & friends to obtain loans in order to try & avoid me being sent to prison. Surely if the money was all paid back then they wouldnt want to send me to prison???
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