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Hi, thank you for the question.
In the normal course of events if you damage another persons vehicle vehicle as a result of this sort of driving misjudgement, then the other driver will be able to make a claim against you (your insurance) for any damage caused. In this instance it appears that as a result of the driver of the other vehicle being present. you were able to check for any damage together. It appears that you both agreed after the inspection that no damage was visible. That would normally bring the matter to an end if both parties are content to leave it at that. Did you check the area he now claims was damaged as a result of your driving on that day?
There appears to be no bar to him making a claim, but his chances of making a successful claim would appear to be substantially reduced as a result of your joint inspection. He would need a good explanation as to why he noticed this alleged damage later when you were no longer present. I take it you disputed the damage when he approached you after the two days.
I should have asked if you have now exchanged Insurance details.
The damage from what you say appears to be a little high as far as your impact is concerned. Could your vehicle have come into contact with his at this point?
It may be that you want to let your insurance company deal with it. If you think that this make impact upon ant no claims bonus you may have, you could ask him to get a quote on a "without prejudice" basis and if if was a modest amount deal with it without involving the Insurance companies.
I`m sure you were a bit surprised having thought you had dealt with it. The short answer as I have indicated above is that he could make a claim. I don`t know if any of the matters you have raised above is of help. But it may be better to l
let the insurance company deal with it. Otherwise just wait to see what he decides to do. What did he say when you disputed it on the second occasion?
If he thought he was on firm ground he would have asked you for your details. It sounds a thought he is not sure himself.
This damage may have been caused by a larger vehicle like a truck. I would leave it and see what he does. It sounds a thought he may leave it. How long ago was this?
I am proceeding on the basis that he himself has Insurance. I find it a little odd that he seem to have made no request of you.
If you have some doubts and concerns, I would do nothing at the moment. It does smack of a bit of a try on. There appears to be no evidence that you caused the damage and he appears to be unsure of his ground. Any gesture may turn out to be more expensive that you would expect. He has recourse if he truly believes that you caused the damage. I would really leave the ball in his court.
I am not sure you need to contact you company as they would use this incident to assess risk and therefore premium on you next renewal. As i have said your not sure you caused the damage in any event.
I would just make a note for possible use if the matter is raised whilst it is fresh in your memory.
I would not say you are doing anything dishonourable. The position appears to be that you are unlikely to have caused the damage of which he now complains. I am suggesting you simply stand your ground for the time being and see if he wants to take the matter further.
No problem, and best wishes.
I would be obliged if you could ensure I am credited for the time. Many thanks.
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