I am in the process of arranging power of attorny for my mother but have been told I will have to pay for her funeral and any debts when she dies, she has no savings and I would not be able to pay for her funeral. I am very concerned about doing this.
System of Law: England-and-Wales
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I need a bit more information please. I am going off line shortly and will be on and off all day (experts on here are also practising lawyers) but will be back later (on and off) today when I will deal further once I have your reply.
I do not know what other info you require. I am happy to sort her banking and carehome fees but have trouble when it comes to contacting insurance company etc when they will only speak to her, that is why we need POA. She is also seperated but not divorced from her husband and worry he will step in and claim the small insurance she does have and any money she may have in her account. Her insurance will only pay a small ammount of the funeral costs and worry if I have POA it will fall to me to make up the difference from my own money which I have not got. She has no property to sell.
Having PoA doesnt give you any liability except to your mother.
What you have been told is wrong. In any event a PoA ceases immediately on death.
The person who arranges a funeral is responsible for paying for it. If your mum has no money or not enough to pay for it, then the Local Authority pay BUT you need to contact them 1st. The funeral director will advise you as this crops up regularly. Do make sure you tell them the financial situation at outset quite clearly
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PGD Law. 20 years legal profession, 6 as partner in High Street practice
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