Get UK Law Questions Answered by Verified Experts
Thanks for your question.
You need to contact your lender. They will have a standard form Deed of Postponement/Letter of consent that covers their requirements.
They will send this to you as soon as you request it (free of charge) because they wish for their charge to be protected. Each lender has one.
If this has been useful please kindly click accept so that I may be rewarded for my time. If you do not click accept your money stays with the site and I do not receive any credit for the time I have taken to answer your question.
I will answer your follow up questions you may have.
I understand that you are reluctant to pay given that it did not take a long time for me to answer your question, but there are not really any standard form letters for this - each lender has their own which they have drafted to ensure that it adequately protected.
They are largely similar, but not using their standard form would put you at risk of breaching your mortgage conditions with your lender. Therefore any expert would have referred you to lender as I did to obtain their specific form or letter/deed, which apparantlely you have done.
If you do not click accept then your money simply stays with the site and I receive no credit whatsoever for taking the time to read and then reply to your question.
If you still have misgivings please let me know.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).