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Is there a mortgage on the property?
A mortgage is noted against the registered title to the property in the form of a charge.
If a mortgage has been repaid this should be removed. Do you know if the lender arranged this?
The house was purchased with cash
No mortgage was ever taken for the property.
It is fully owned outright by my family and has been so for the last 15 years to date.
In that case you could act on your own in order for the cheapest way to transfer the property.
The "best" way would obviously be for a conveyancer to act on your behalf. There may be covenants on the legal title to the property, for example, for which you would ask for an indemnity from your brother confriming that he shall observe them. This would mean that you would not incur any liability if a covenant was breached.
If you wish to act on your own behalf then you will need to know the registered title number in order to draft the forms.
You can download a copy of the register for your property from the land registry's search engine:-
Enter the postcode for your property and if it is registered it will give you the option to download a copy of the register.
You will have to draft a Transfer (form TR1) from you to your brother daughter (which you will both have to sign as a deed (ie. witnessed) and you can download the template form from the land registry's website. You will have to submit this to the land registry with their form AP1, this is also downloadable from the website
by selecting from the "Forms" tab:-
You will probably have some questions on completing the form but the land registry's customer support service are very helpful to lay persons. A fee will be required and you can also ask them about that. It is not that difficult to do.
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