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Has the bank been named as the beneficiary of the estate? ie. the person who is to inherit all of the estate after any legacies.
Who has been named as executor in the Will?
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Please specify if the bank is named as executor or beneficiary or both.
Has the estate been administered, if so please state when.
If the bank is a beneficiary then the estate should be administered in accordance of the Will, which means that the deceased's assets would be collected in and then transferred to the bank once IHT has been accounted for and a grant of probate obtained.
If relative of one of the deceased wishes to dispute a will by claiming that the deceased should have made provision for them in their will due their being financially dependent to some extent on the deceased then they would do so under the Inheritance (Provision for Family and Dependents) Act 1975. The problem is that the application must be issued at Court within 6 months of the date of probate being granted.