Get UK Law Questions Answered by Verified Experts
Thanks for your question.
Speak to your ex-partner and ask him whether he is happy to proceed. You've got to go and see a local property/conveyancing solicitor. Explain your situation to him.
If you have your ex-partner's agreement to the sale then you can simply proceed by jointly instruct the conveyancing solicitor to act on your behalf.
If you do not have your partner's agreement then your solicitor will write to him explaining that as a tenant in common (which he will arrange if you are not currently holding your interests in the property in this way) you can force the sale of the property by applying to the court for an order. He will state that you wish to avoid the stress/expense of this but will do so if necessary.
Hopefully he will comply and engage in the sale of the property. If not you will have to make an application to Court.
If this is useful please kindly click accept so that I may be rewarded for my time. I will continue to answer your follow up questions for free.
If you have any doubts I would stop listening to what he is saying and conduct this through a solicitor, you could waste time by relying on him handling the sale. Ask for evidence of the company's interest, or it's telephone number if there is no documentary evidence of their interest.
If it becomes apparent that there is no interest then you are going to have to see if he genuinely is wishing to sell the property. If he is not then you will have to apply for an order for sale.
It is in both your interests to see that they repayments to the mortgage and joint loan are met. Your liability in these will be joint and several which means they can take action against either or both of you and this would affect your credit rating and ability to raise finance ~(eg for a house) in the future.
If there was an agreement that you would both jointly contribute to the repayment of the loan then you could sue him if you end up paying more, but for this to be of value he would have to have assets/income against which the judgment could be enforced.
Hope this clarifies, if so please click accept.