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Can you please just elaborate on what you mean by being "able to work in the meantime"?
Thanks for your reply and sorry for the delay in getting back to you.
There is not a huge amount of difference in the times taken to process the application particularly, I would advise applying for a spouses visa. This is more permanent in nature and if you ceased the job upon which you obtained a worker's visa then this would be curtailed and you would have to apply for a spouses visa in any event.
For a spouse visa, you will have to show:-
You will need to apply for settlement (ie. spouses visa) by using VAF4 Settlement, available for download from UKBA's website. It would be best for either a solicitor in the UK to prepare it in consultation with both you and your husband before submitting it to ensure that has the best possible chance of approval.
You would also have to apply for visas for your children as your dependents unless they hold dual passports.
You can find Uk immigration solicitors through the following Law Society Website search engine:-
You/your husband can consult with a solcitior here on the application before it is submitted.
If this has been useful please kindly click accept so that I may be rewarded for my time. It will be gratefully received and you will be free to ask follow up questions.Kind regards,Tom
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