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If there are no matrimonial assets of your marriage to him and the loan is not taken out in your name then your are protected. In the event of default on the loan the creditor would only be able to seek to enforce the debt against your husband's assets not yours because the liabilty under the loan is personal and does not transfer to you by virtue of your marriage.
The situation would be more complicated if there was a larger matrimonial asset base over which you would negotiate a financia settlement or, for example, you were both named as registered proprietors of a property you bought together.
In these circumstances though you are not very exposed.
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