Would your uncle be willing to formalise your living arrangements by granting you a tenancy on the room which you occupy? You can set the terms as you please (eg. rent, term etc).
In reality a statutory declaration made by your uncle stating they specific circumstances of your accommodation and his consent to your wife staying for as long as you desire will probably be sufficient for the UKBA.
If you wish to be absolutely certain then you could ask your uncle to execute with you/your wife either a 12 month assured shorthold tenancy agreement or licence to occupy in respect of the room. This could be on whatever terms you choose but it should grant you a right occupy for at least 12 months and should avoid break clauses permitting your uncle to terminate the agreement. This could be accompanied by statutory declarations by your uncle stating that he is willing to renew the terms of the tenancy/licence to occupy upon the expiry of the term.
You could then prepare a statutory declaration confirming that you are intending on buying a property of your own once you have the deposit in hand. This will be sufficient for the UKBAIf your uncle has a mortgage on the property then he should check with his lender to check they consent to the executing of a tenancy/licence. They may restrict it to certain terms only and will also require you and your wife to sign a deed of postponement stating that you will vacate if the initiate possession proceeds and acknowledge the primacy of their charge.
It would be preferable for a solicitor to prepare the agreement for you but you can download ASTs or simple licence to occupy from most of online document providers if you wish to save money. You have to be careful and not execute it with first understanding all the terms.
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Good Evening Usman,
You can specify a nominal rent in the tenancy, something very small a month. This (copy sent to UKBA with application), together with your respective statements and a stat dec from your uncle confirming his anticipation and willingness that the accomodation arrangements shall continue following expiry of the term of the tenancy should suffice as proof of your abiliy to house yourselves without the need to access public funds.
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