How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Thomas Your Own Question
Thomas
Thomas, Lawyer
Category: UK Law
Satisfied Customers: 7581
Experience:  BA (Hons), PgDip, Practising Solicitor
28732269
Type Your UK Law Question Here...
Thomas is online now
A new question is answered every 9 seconds

if a bank gives out your account details to someone else to

This answer was rated:

if a bank gives out your account details to someone else to read online. what can i do about this breach of confidentiality?

Hi,

 

Have they acknowledged there negligence in passing on your details and who did they pass your details to?

 

Kind regards,

 

Tom

Customer: replied 6 years ago.
not in writing yet. verbally yes, it was my dad who viewed my accounts plus my credit card details.i could also log onto his.

Okay, if they've admitted liability (albeit only verbally) then you're in a strong position.

 

I would write to them setting out your complaint and giving details of the specific breach, state that you consider you have suffered significant distress as a result and have lost confidence in them. If they have credited your account with a sum of money in respect of the breach then ask them why this was done without your knowledge. Ask how they propose to constructively resolve the situation.

 

It is a breach of the Data Protection Act to released your banking details without your consent (state this in the letter) and you can claim compensation under the DPA is you suffered damage or distress. Plainly, if you have suffered specific loss then you should seek this from them in your letter.

 

Were you to take the matter to Court then the difficulty would be proving that you have suffered damage and distress if there is no direct financial loss. The burden would be on you to prove this and you would be liable to pay their costs if unsuccessful.

 

If you have not suffered an direct financial loss then I would do some sabre-rattling in correspondence and see how much 'give' that figure of £100.00 as in it, but probably knowing that I would not issue a claim at Court. It seems a very token amount.

 

Naturally you should wait some time to see if there are any transactions that you did not authorise so you can establish if you have actually suffered direct financial loss.

 

If this is useful please kindly click accept so that I may be rewarded for my time. It will be gratefully received and you will be free to ask follow up questions.

 

Kind regards,


Tom

Thomas and 3 other UK Law Specialists are ready to help you