Thanks for your question.
The creditors of the company can only seek to enforce the sums they are owed against the assets of the company unless personal guarantee where taken out.
I assume that the personal guarantee which you signed exposes you to the liability of the overdraft and, as such, the bank will be entitled to seek to recover the debt from your personal assets unfortunately (that's the point of the guarantee).
It's best to be pro-active with the bank and engage them on the subject, burying your head in the sand will only precipitate enforcement action being taken quicker than would otherwise be the case.
There is no help from the Government in this case I'm afraid.,
Do you own a home or have other personal assets?
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