what is the reason for the change?
1. Change from maiden name to married name
2. add husbands name
1. To change your name you would have to send a letter to your local Land Registry office and inform them of the fact you are now married and wish to change the name on the title. You will also need to enclose your original marriage certificate.
2. To add your husband's name to the property title you need to transfer the share of the property from your own name to both of your names. This is called a 'transfer of equity' and can be a gift with no money changing hands. However, if the spouse is paying below market value for the share in the property then this can be regarded as a 'transfer at undervalue' or a gift. You are advised to seek the advice of a residential property lawyer as you will also need to decide how you will each hold your share. Most High Street solicitors would be able to do assist you.
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Thank you for the answer to queston 1- i'm clear
However, I may not of give enough detail for the other question.
My husband and I purchased the house 18 months ago. At the time the mortgage company would only put the house in my name. We rushed and went along. Time's passed thought we'd sort it out. Mortgage company happy to put husbands name on now but asking for conveyancing to be done by solicitors. Solicitors say they believe mortgage company normally do this at nominal charge - their charges are significantly more.
Yes, the solicitors have said approx. £400.00
The mortgage company haven't said anything yet.
This is a pretty straightforward task so if you shop around you may find it cheaper. High street solicitors could easily do it for around £250. It may be worth waiting to hear back from the mortgage company but if you have their consent then you don't need them to do it.
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