Hi, I have couple of queries regarding applying UK Settlement visa for my Wife. To give a brief background, I have received my British Citizenship last year and in the same year I got married from India. I had applied for my wife's visa immediately after marriage in Feb 2013 and unfortunately it was rejected on the grounds I did not provide enough documents to prove i meet financial requirements. The reason given was I had given only 3 months bank statements instead of 6 months and did not provide letter from employer. I currently work with a reputed organisation and get almost 43k per annum. I would like to reapply for her visa and would be thankful if you can help me in the process. Unfortunately I had gone overdraft one month in my bank balance, and also had taken a new loan of 5K to cover my honeymoon trip to Maldives, so i am not sure if need to maintain a minimum balance of 1000£s for 6 months. I would like to know if i need to maintain a minimum balance for 6 months and will this use of overdraft cause any issue. Also do i need to wait for some time before reapplying the visa. She is currently in India. She used to work for a reputed mutinational company and have Masters Degree.Will you be able to help in this case as we need to apply her visa from India? Many Thanks Dinesh
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