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If you will assist her during the intended stay you should go to a local solicitor to draft a sponsorship declaration in which you state the terms of the visit, that you are to return at the end of it, that although you are in a relationship with her (if you actually are) you both know that she MUST leave at the end of the visit because it would harm the chances of any future application made to secure leave to remain on the basis of that relationship, that you shall accommodate you and shall pay the costs of any unforeseen expenses that should occur during his stay so that nether of you will need to access public funds. It should cost around £50_Vat.
You have to try and show them that she has continuing obligations in Columbia which will continue after the visit and therefore convince them that he is not a risk of overstay because she at present has compelling family and social/work ties to Columbia which mean that she will not attempt to secure a permanent stay here whilst she is visiting. Things like a letter from his employer stating she has a job (if he does) and is expected to return to continue that job, return flight tickets, evidence of continuing accommodation (eg. tenancy agreement of evidence of ownership of a property), bank statements showing the money she has available, letters from relatives/friends confirming any obligations she has to them.
You should both include the previous 6 months bank statement/payslips/
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You should submit 6 months of both payslips and bank statements, if you do not they may reject for insufficient evidence.
Yes, the tenancy will help as proving she has compelling ties but she should also state that she considers Columbia her home and has every intention of returning there.
A sponsorship letter is just a simply letter. A Sponsorship Declaration is a sworn statement executed before a Solicitor and is therefore more persuasive for these purposes. Slightly different then.
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6 months was playing it safe, you can probably get away with 4 months at a push but it should show your account in a relatively healthy state. The problem with overdrafts is that they are conditoins and so the capacity to use the money in an overdraft is not regarded as funds you own by the UKBAl
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