Thanks for your question.
You will have to apply for a spouses visa (ie. settlement). You will have to return to Phillipines to do this, you cannot apply for it whilst on a visitor's visa.
The criteria is - in financial terms - is that you and your husband should be able to support and accomodate you without the need to access public funds. It would be easier to do this once your husband has secured work and can demonstrate income.
It is common for applicants to submit 6 months bank statements but 3 months is accepted if it is obvious that you meet hte financial criteria. You can submit your evidence of finance (assets, income) but if you intend to secure work in the UK then you should also submit your CV and job adverts for jobs in the area where you shall both live in order to demostrate that a further income stream will be derived.
The UKBA aims to complete all out of country applications within 6months. The best thing you can do is to instruct a solicitor to prepare the applications for you. There is nothing stopping you going to a solicitor to do this whilst you are in the UK on a visitor's visa.
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