Thanks for your question.
It is difficult to ascertain your chances of success without having full sight of any documents.
However, if you have submitted an application out of time, you become an overstayer, as you have rightly stated. The Home Office is not obliged to call you if payment details are incorrect as it is your duty to fill the form in correctly.
With regard to working, if you were previously permitted to work, you will still be able to work until you receive a decision from the Home Office.
I hope this answers your question. If so, kindly click accept.
If you wish to discus, please feel free to ask further questions.
After receiving your answer, I called the Home Office again, and they re-confirmed that as an overstayer, I cannot legally work. I was hoping to find out if there was a way to be able to work while waiting on my decision, but the Home Office stated that I would not be able to work until a decision had been made. Thank you for your first response, but I am not going to accept it because there was some incorrect information in it. You needn't respond to this one.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).