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Clare
Clare, Family Solicitor
Category: UK Family Law
Satisfied Customers: 27860
Experience:  25 years experience of all aspects of family law
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have seperated from partner not married and name not on mortgage

Customer Question

have seperated from partner not married and name not on mortgage but we have joint will and an endowment to pay off mortgage do i have any rights
Submitted: 1 year ago.
Category: UK Family Law
Expert:  Clare replied 1 year ago.
Hi
Thank you for your question
I shall do my best to assist you but I need some further information first
How much is the house worth and how much is outstanding on the mortgage
What financial contribution have you made to it?
Claire
Customer: replied 1 year ago.

house is only worth 145ooo and the outstandin mortgage is 132000 he has offered me 20thousand to leave so if i took that do i have to take myself of our endowment to pay outstanding balance

Customer: replied 1 year ago.
paid various bills and repairs towards the proprty
Expert:  Clare replied 1 year ago.
Hi
How much is the Policy worth?
Claire
Customer: replied 1 year ago.
at the moment 24000 when it matures should be 66000
Expert:  Clare replied 1 year ago.
HI
So your partner is asking for the Policy to be assigned to them - how long has it got left to run?
Claire
Customer: replied 1 year ago.
hes not done anything yet about the endowment has daid he has the money to pay me off
Customer: replied 1 year ago.
and it has 13 years left to go
Customer: replied 1 year ago.
14 years to go said to me has 20000 to pay me off i dont know where from
Expert:  Clare replied 1 year ago.
Hi
So there is only £10,000 equity in the property but your ex is willing to give you £20,000 to leave is that correct?
Claire
Customer: replied 1 year ago.

Yes clare

Expert:  Clare replied 1 year ago.
Hi
Do you know why he is being so generous?
Are there any children involved?
Claire
Customer: replied 1 year ago.
jour children r growr children r grown up but both r living with me at home with there children annd hoown r
Customer: replied 1 year ago.
jour children r growr children r grown up but both r living with me at home with there c





ildren annd hoowsorry havin troule
n r
Expert:  Clare replied 1 year ago.
Hi
So your adult children live with you - where will they go?
Claire
Customer: replied 1 year ago.


they can stay living in house but hes offered the money but says i can stay until i am sorted out wont give me a date to go as he cant seem to make decision suffers from depression

Customer: replied 1 year ago.

havehad to go to work will text you in a couple of hours clare

Expert:  Clare replied 1 year ago.
Hi
Are there any other assets involved?
Claire
Customer: replied 1 year ago.


yes he has 2 other houses with amale friend he lets out but ido not have a joint endowment on these

Expert:  Clare replied 1 year ago.
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