House value is about 200k with about 50k ledt on the 80k motgage we took out to ourchase the property. We were not married and and children arw 8 and 4. sorry fst fingers and small phone...
Repayment mortgage, zoopla says 197 for the postcode the adjoining semi sold for 191 in feb 2011 my then partner started her affair about a year previous to this about nov 2009, I left april 2012 but paid half mortgage and and csa lebel of maintainance up untill August 2012 when I started to pay only an ammount equal to csa maintainace though notionally split into two sums of half mortgage and the balance ever since. I have married this April, would the arrival of children in this relationship have any effect on her right to keep hold of my equity? Thanks dilwyn
I'm not too bothered as it doesn't effect the amount I pay , as long as it wouldn't adversly effect my equity.
I have always said I'll pay whatever CSA calculator says (since i found out I was overpaying) and intend to base my seperation agreement on that, plus an after school activey each for the girls , currently swimming lessons.
But, she won't re-mortgage, really good interest rate fixed at about 0.75 above base.... I want my name off all joint account/mortgage to remove liability unfortunately they're linked in an IF account.
Just replied to this but main site says it's been opened to all experts? is this an error?
She has a few... approx 690 from a part time job, 400 from a self emplyed job and I estimate 800 from working tax credit plus 375 maintenance from me (all net figures)
Just a couple of point to clear:
By half the credit do you effectively mean she gets all the remaining balance on the mortgageonce paid off which would be fair if he maintainance money ddoesn't specifically go towards it
And if she sells of her own choice , as I can't make her, does she carry this equity value over to the next property. Providing as you say my youngest child is under 18, and I assume has to be living with her.... or not cohabitting. (I'll look up cohabiting, her boyfriend stays over, asive had my moneys worth)
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