I rent my property. We're both happy with the arrangements for the children. I'd rather see them a day each weekend with 2 sleepovers per month. She wants this too.
Please can you answer the following:-
If she gets the house in her own name, have I got a case that I pay her a lot less than the current £537 + £70 per month for my half of the mortgage and term assurance? She wants the spousal to be approx. £500. ( Basically the spousal replaces my mort payments ) My thinking is that, with her work potential, it should be a lot less than that?
If she gets house in her name is my 40% frozen as of that point and I get it when my youngest is 18 (12 years time ) and the other triggers or do I get the 40% regardless in 12 years time? ( Even though I'm not effectively paying mortgage payments ).
What can I realistically expect from the cohabitation issue? 2/3 nights per week? 5 nights per week ? Forget it unless he permanently lives there?
Finally the marital debt? £28k was built up between 2004 and 2010. What can I expect from this. She gave up a £30k salary, I made regular payments to her account and joint account + also more payments to clear those accounts. I used neither her account or the joint account for any personal spending.
Based on the facts I have outlined in my communication with you, please can you answer the above.