UK Family Law
UK Family Law Questions Answered by Verified Experts
Provided the debts aren't in joint names you will not be liable. If they are in joint names you will have to get the creditors to release you from the debts.
If your husband dies his estate (all his monetary worth) will be used to pay off his debts and if there isn't enough in the estate the creditors cant come after you.
Is your house in joint names?
If the mortgage is in joint names if he fails to pay it the mortgage co can pursue either of you or repossess the house.
Credit cards do not have any right to repossess your house and can only make a claim against the value of his estate. If he has taken out a personal loan often they do not have security against the house and don't have any right to do the same. If they are secured against the house they could but as the house is in joint names you would have had to agreed to it.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).