There is nothing whatsoever to stop you doing
what you are doing.
The lender will usually charge you a fee for it
going on a buy to let mortgage and charge a higher interest rate.
They will then usually charge you a fee for
changing it back again when the interest rate should revert.
Speak to your mortgage lender and tell them that
this is just simply a 12 month measure while you go travelling.
They are going to require that the tenant has an
assured short hold tenancy agreement which is a standard type agreement in
cases like this.
When you get back, or before you get back, you
will have to serve a section 21 notice, with at least two months notice for the
tenant to quit.
You can serve the section 21 notice to quit on
the day the tenant takes out the tenancy agreement if you know exactly when you
are coming back.
If the tenant does not move out after the
prescribed period, you are faced with going through the process of applying to
court to get them out. You just need to be aware
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