my husband died last summer aged 62years, he had a company pension although the company no longer exists the pension scheme is now handled by prudential, the last letter he had was a value quotation of £47.029.70.in which he could recieve feb 2014 when he turn 65. Now Im told its not their policy to pay out to surviviing relative, (it did say in the contract he signed around 30years ago). Can they do that as he had money stopped out of his wages( which wasnt easy with small children to bring up0 to pay into the scheme as the goverment advised everyone to do. Thank youi for your timel
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Hello,I will do my best to help you with this.Is it correct that your husband had not yet retired when he died?What are they offering you, if anything?
yes it it ciorrect he had not reitred he had 3more years.
They are offering me nothing .
Thanks for the info. I am sorry to hear that they are offering you nothing. Without seeing the relevant documents relating to the scheme, it is very hard to advise in any meaningful sense. However, what I can say is that the situation before retirement is usually that if the scheme will not pay out the value of the fund to the surviving spouse, it will return all of the pension contributions made by the deceased. To refuse to pay anything is extremely unfair. It's lawfulness will very much depend on the scheme and I would advise you to visit a local solicitor and ask that they consider all the pension scheme documents and let you know whether there is case for you to pursue here.With best wishesJohn
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