UK Bankruptcy Law
Ask an UK Bankruptcy Law Question, Get an Answer ASAP!
Hi Max, no I ve not yet contacted the receiver about them , they were incurred before i declared bankruptcy and yes they are as far as i know unsecured ..there is a debt that is secured against my home which dos not revert back to me for another 2 years (negative equity)...so there is a charge against the house but I don't yet know if either of these debts is one of those?
For clarity, I do have a charge against the house for a £4k debt but have not yet checked to see if that is one of these, I ve not contacted the receiver about these as I ve just received the letters which were in response to my supplying proof of discharge to have debts marked as satisfied on my credit file, and yes they will be pre bankruptcy as I ve not taken any loans or credit of any form since .
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).