Hi, welcome to Just Answer. I will help you with your question.
If you're asked the question "have you *ever* been bankrupt" then you have to disclose it really.
This isn't the same as a conviction in the criminal courts, which are covered by the Rehabilitation of Offenders legislation.
That would say after x years you don't have to disclose, but bankruptcy isn't the same principle.
is a tenancy agreement a form of credit?
It's not a "bad" thing.
No, it's not a form of credit.
do I have a legal obligation to answer yes to 'have I ever been brankrupt' to this agency? I went bankrupt 7.5 years ago
Presumably you're signing something to say you're being honest etc?
I see your point.
would you have an idea to how in depth an agency such as this may search into someones past? would they have the same access to long reaching data bases that banks have
still here, did you get my last post?
No, I didn't sorry - I got disconnected from internet :( Can you re-post please?
No, they wouldn't have access to that due to confidentiality between customer/bank. I'd expect they're limited in reality to a 6 year back-search.
thankyou very much, all the best
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All the best.
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