Thank you. The question you have been asked is not at all uncommon
and as I said earlier, if you do not agree to release the medical records, you
will not get the insurance.
There is nothing sinister in the request and it is quite normal.
Indeed, it is quite positive because it means that they have not rejected your
application out of hand.
It doesn't matter that the insurance broker knows anything, the
insurance company will want their own medical expert to examine your records.
There is no reason not to take the policy out with the same
insurance company because of the company went bust for any reason, and there
was a claim, then the policyholder protection act ensures that the other
insurance companies pay out 90% the life insurance element. It does not apply
to general or car insurance, only life insurance.
By all means, shop around for the best premium but you may
actually be faced with taking it from where you can get it.
that answer the question? Can I help further? Can I answer any specific points?
Please don't forget to
positively rate my answer service even if it was not what you wanted to hear. You
should now see a series of buttons which enable you to rate my answer service
If you don't rate it positively, then the site keep your deposit and I get 0
for my time. It is imperative that you give my answer a positive rating.
It doesn't give me, "a pat on the head", "good boy" (like ebay), it is my
If in ratings you feel that you expected more or it only helped a little,
The thread does remain open for me to answer follow-up questions after rating
my answer service.
off-line shortly but will pick this up later because I am on and off-line each
day and weekend so please bear with me.